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Tammy Katers

Spectrum Insurance Group
Business Insurance & Risk Management Advisor

Tammy brings to Spectrum Insurance Group 17 years of industry experience. She earned her property and casualty license in 2003 with American Express Insurance where she worked as an inside sales agent. Since then Tammy has held positions as an insurance agent for Liberty Mutual, Security Insurance Services, and Ameriprise Auto & Home Insurance where she gained very valuable experience in many different environments.

Tammy has a next to none work ethic and passion for her clients that is hard to match. She prides herself on taking a holistic approach to a client’s unique needs. She begins with identifying the risks her client’s business could experience, assessing existing coverage, and develop a unique risk management program for each client. She is there well beyond implementing the plan to make any necessary adjustments along the way to stay on track to the goals of each client.

Tammy truly understands what great customer service means and goes above and beyond to make sure her clients are handled with the utmost of care. She understands that things happen fast in today’s world and a quick turnaround is critical to keeping her clients moving in their own business.

Tammy’s experience and dedication combined with her fantastic team at Spectrum Insurance Group give any client the upper hand when it comes to their insurance needs.


Tammy is married to Jason, her husband of 7 years. Together they share a 6-year-old son and a 4-year-old daughter. They live in the quiet countryside just outside of Oconto, WI.

They enjoy spending time together as a family. During the summer months, they go camping as much as possible or stay at home and enjoy the home they built together.

Outside of being a professional, a wife and mother Tammy enjoy the outdoors, reading, journaling, DIY projects, and organizing things.